EasySelect Quote is designed to provide you a quick overview of available plans and their premiums for 30 days. Network PPO and Premier plans are Underwritten by CHUBB American Insurance Company, USA. These Plans require you to purchase the plan for a minimum duration of 90 days irrespective of visitor's lenth of stay in the United States. This is non-negotiable. Please note Network Benefits are far more valuable as they use negotiated prices and pay 80 percent of Covered expenses. First Health PPO Network is used with Network Plan.