EasySelect | Insurance Programs | India Network Health Insurance

Premiums
Organised by Age Group

EasySelect Quote is designed to provide you a quick overview of available plans and their premiums for 30 days. Network PPO and Premier plans are Underwritten by CHUBB American Insurance Company, USA. These Plans require you to purchase the plan for a minimum duration of 90 days irrespective of visitor's lenth of stay in the United States. This is non-negotiable. Please note Network Benefits are far more valuable as they use negotiated prices and pay 80 percent of Covered expenses. First Health PPO Network is used with Network Plan.

Premiums
If you have pre-existing conditions or just want to be on a safe side and get a better coverage, India Network recommends the following plans:
  1. AXIS Plan - is a fixed benefit plan with Pre-existing Conditions Coverage limited to Acute Onset of Pre-existing existing conditions. There are more options available for the policy maximum and deductible, please see Program page for more details.
  2. AXIS Network Plan - this is a comprehensive plan with pre-existing coverage option and access to First Health PPO providers, the insurance reprices the bills and pays 80 percent of covered expenses and you pay only 20% after the deductible.
  3. CHUBB Premier Plan - 2nd best available plan for pre-ex conditions coverage with limited benefits at low premium. Require 3 Months Minimum.
  4. CHUBB Network Comprehensive PPO Plan - the best plan in the USA to cover pre-ex conditions. Require 3 Months Minimum
  5. CHUBB Network and Premier Plans treat pre-existing and new problems in the same way except pre-existing related sicknesses have a separate maximum and a separate deductible.
Fixed benefit plans such as Premier plan cost less as they pay a set amount which may not be enough to cover your medical expense. Insurance Plan without Pre-existing Coverage is NOT Recommended.
NOTE: Pre-existing condition coverage must be purchased before Arrival or subject to underwriting.
If you have great health and do not expect any major medical issues, India Network suggests the following plans:
  1. AXIS BasicCare Fixed Benefit plan - it is recommended for visitors with no medical issues. It comes with First Health Network and access to a U.S. telemedicine physician network through Teladoc.
  2. AXIS Plan - is a fixed benefit plan with Pre-existing Conditions Coverage limited to Acute Onset of Pre-existing existing conditions. There are more options available for the policy maximum and deductible, please see Program page for more details.
  3. AXIS Network Plan - this is a comprehensive plan with access to First Health PPO providers, the insurance reprices the bills and pays 80 percent of covered expenses and you pay only 20% after the deductible.
  4. CHUBB Standard Plan - provides limited benefits for new problems and accidents. Require 1 Months Minimum.
  5. CHUBB Network Comprehensive PPO Plan -The best plan in the USA to cover new problems and accidents. Require 1 Month Minimum
  6. IMG VisitorCare plan - this plan provides 25K coverage at a very low premium and restricted fixed benefit module. If you are shopping by price, this would best fit your needs.
Fixed benefit plans such as CHUBB Standard plan, AXIS BasicCare plan and AXIS plan cost less as they pay a set amount which may not be enough to cover your medical expense.