Visitor Medical Coverage Programs | India Network Health Insurance

India Network Health Insurance Programs


(All CHUBB programs are underwritten by American Insurance Companies and sponsored by India Network Foundation)

CHUBB Comprehensive Plan CHUBB Premier Plan
CHUBB Standard Plan AXIS BasicCare Plan
AXIS Plan* CHUBB AD&D Plan
Summary

CHUBB Comprehensive Visitor Health Insurance Program (80/20) NETWORK Plan:

This is a FirstHealth PPO network based comprehensive plan with an option to take pre-existing coverage. Available with maximum coverage of $150,000 for ages 69 and under; and $75,000 for ages 70-99 with a deductible of $500 and Pre-Ex deductible of $1,500.
TIP: Highly Recommended for visitors with diabetes, blood pressure, etc. with medications for above 50 years old. The insurance reprices the bills and pays 80 percent of covered expenses and you pay only 20% after the deductible. Visitors with pre-existing conditions should select Pre-Existing option on application form when enrolling.
Minimum purchase duration required: Three months (90 Days) with Pre-existing and one month for without Pre-existing Coverage. Renewal is available for any length of time after initial period. For more details click here
.

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CHUBB Premier Visitor Health Insurance Plan:

This is a fixed benefit plan with coverage for new problems, accidents and pre-existing conditions with a variety of deductible options for new medical conditions and pre-existing medical conditions. This plan offers cost effective pre-existing coverage.
TIP: Recommended for visitors with pre-existing conditions looking for cost effective alternative to the network benefits and willing to take some risk in terms of leftover bills after the plan payments. Highly recommended for anyone above ages 50. There are no network benefits under this plan and you can go to any provider you like and plan will pay fixed amounts. For more details click here.
Minimum purchase duration required: Three months (90 Days) and renewal available for any length of time after 90 days.

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CHUBB Standard Visitor Insurance:

This is a fixed benefit covering new medical conditions, and accidents and no pre-ex coverage. It offers $50,000, $100,000 and $150,000 policy maximum with a choice of deductible of $75, $250 and $500 (only for ages 70+) based on age groups. There are no network benefits under this plan and you can go to any provider you like and plan will pay fixed amounts.
TIP: Recommended for visitors with no pre-existing issues, interested in coverage for accidents and new medical conditions with low insurance premium cost from an American Insurance Company.
Minimum purchase required: One Month. For more details click here.

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AXIS BasicCare Visitor Health Insurance:

This Visitor Health Insurance Plan is available with $25,000, $50,000, $75,000 and $100,000 maximum coverage with $100 deductible options. This is a Fixed Benefits program with access to First Health PPO providers. AXIS BasicCare insurance comes with Accidental Death Benefit, Medical Evacuation, and Repatriation benefits. Also includes access to a US telemedicine physician network through Teladoc.
TIP: Recommended for visitors with no pre-existing issues who want a cost-effective coverage from a US-based insurance company.
Minimum Purchase required: One Month. For more details click here.

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AXIS Plan with Pre-Existing Conditions Coverage*:

This plan is available with $25,000, $50,000, $75,000, $100,000, $150,000 and $250,000 maximum coverage with $75, $250, $500, $1,000, $5,000 and $10,000 deductible options. This is a Fixed Benefits program with access to First Health PPO providers. AXIS Plan with Pre-Existing Coverage comes with Accidental Death Benefit, Medical Evacuation, and Repatriation benefits. Also includes access to a U.S. telemedicine physician network through Teladoc.
TIP: Recommended for visitors with pre-existing issues who want to have pre-exisiting conditions coverage from a US-based insurance company.
Minimum Purchase required: One Month. For more details click here
.
*Pre-existing limited to Acute Onset coverage

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CHUBB Accidental Death and Dismemberment Insurance :

The CHUBB Accidental Death and Dismemberment program is designed as essential coverage for anyone visiting, studying or working in the United States. The plan offerings are as follows: $25,000, $50,000 and $100,000 maximum AD&D benefit and the plan includes repatriation benefit in case the insured dies while visiting the USA. Minimum duration required to enroll is one year. All non-US citizens are eligible to apply. Premiums for 12 months coverage is only $18 for $25K and $36 for $50K and $72 for $100K program. India Network highly recommends this benefit for all members of various community groups, and students.
TIP: Highly Recommended for every non-US citizen currently in the USA as a minimum essential program. For more details click here.

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Summary of India Network Foundation sponsored Programs

Fixed Coverage - CHUBB Standard Plan and CHUBB Premier Plan:

  • Select any provider or Facility
  • Maximum coverage: Age 0-69 is $150,000 and Age 70+ is $100,000
  • Pre-existing coverage (Network PPO Plan and Premier Plan)
  • Defined benefit schedule

Network Based CHUBB Comprehensive Insurance:

  • First Health PPO Networks
  • Maximum coverage Age 69- is $150,000 and Age 70+ is $75,000
  • Pre-existing coverage
  • 80%/20% co-insurance

$50,000 Standard Plan Premiums and Benefits $100,000 Standard Plan Premiums and Benefits $150,000 Standard Plan Premiums and Benefits $100,000 Premier Plan Pre-Existing Condition Coverage Premiums and Benefits $150,000 Premier Plan with Pre-Existing Condition Coverage Premiums and Benefits Network based (80/20) Coverage for Ages 99 and Under
Comprehensive Coverage with Pre Existing Conditions Standard Plans from $50,000 MultiPlan Network for Network based (80/20) Coverage Premier Plans with Pre-Existing Conditions Network based (80/20) Coverage Europ Assistance Services RX Prescription Discount Card